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A spending plan permits you to let go of the guil

 A spending plan permits you to let go of the guilt and enjoy life, all while simultaneously reaching your financial goals. And when the end of the month comes and you find yourself with extra money in certain categories, you have permission to give yourself a party to enjoy and treat yourself, you can roll it over to the next month, or save it for other financial goals.
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©Pavan Sharma
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